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 Did you know? |
StandAloneTPDIt could be a friend, neighbour, your children's school teacher, a work colleague or even a relative but at some stage most of us hear about someone who has had a serious car accident or suffered sickness or injury that has left them permanently unable to work.
No matter how careful you are, long-term disabilities can occur and they can be devastating.
Among the many things to consider would be how would you pay your mortgage, car repayments, school fees and everyday living expenses? Consider the unexpected home modification expenses, medical bills and rehabilitation costs that may not be covered by your health fund.
Asteron's Stand Alone Total and Permanent Disablement (Stand Alone TPD) policy can't change what has happened but it can deliver a lump sum payment in the event you are totally and permanently disabled.
Stand Alone TPD is designed to pay a lump sum in the event that a sickness or injury results in you being totally and permanently disabled. For an additional premium, optional benefits such as the Child Recovery Option can be added to the policy.
The consequences of total and permanent disablement are wide and varied, ranging from initial medical costs and financial burden, to the long-term issues of rehabilitation and the future financial security of you and your family.
Stand Alone TPD provides you with worldwide, 24 hour a day cover.
The following is a summary of the benefits and options available.
For full details of the Stand Alone Total and Permanent Disablement policy and to find out how you can apply, please refer to the current Asteron Life Insurance Product Disclosure Statement or contact a financial adviser:
* additional premium applies
Stand Alone Total and Permanent Disability (459 KB) Stand Alone TPD at a glance, plus explanations of the benefits and a case study. |  | Child Recovery (191KB) Asteron’s Child Recovery Option provides you and your family financial protection in the form of a lump sum benefit. | | Grief Support Service (332 KB) This service can help the life insured and their immediate family members come to terms with their reaction to grief. |
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