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 Did you know? |
Recovery & Stand Alone RecoveryMost of us hear regularly about someone who has been suddenly diagnosed with cancer or a serious medical condition, who has suffered a heart attack or had a stroke. A friend, neighbour, the children's school teacher, a work colleague.
Which makes your realise that no matter how healthy your lifestyle, good health doesn't come with a lifetime guarantee. So you really should think about what would happen to you, and your family, in the event of a sudden trauma or illness.
How would you be able to cope fianancially? How would you meet your mortgage, car repayments, school fees, everyday living expenses as well as the unexpected medical bills and rehabilitation cost that simply aren't covered by your health fund, all without sacrificing your savings or selling your assets? Which is why we'd like you to take a moment and consider Asteron's Recovery and Stand Alone Recovery policies.
Recovery and Stand Alone Recovery are designed to pay a lump sum if an insured event occurs, for example, you are diagnosed with a listed condition. For an additional premium, optional benefits such as the Child Recovery Option, can be added to either policy.
Recovery and Stand Alone Recovery provide you with worldwide, 24 hour a day cover.
There are important differences between Recovery and Stand Alone Recovery. The following is a summary of the benefits and options available.
For full details of the Recovery and Stand Alone Recovery policy and to find out how you can apply, please refer to the current Asteron Life Insurance Product Disclosure Statement or contact a financial adviser:
 | Recovery | Stand Alone Recovery |
| Recovery Benefit | payable if you survive at least 14 days | |
| Partial Recovery Benefit | payable if you survive at least 14 days | |
| Funeral Advancement Benefit | ||
| Limited Death Benefit | ||
| Automatic Increase Benefit | ||
| Premium Freeze Option | ||
| Buy Back Option | ||
| Term Life Conversion | ||
| Financial Planning Benefit | ||
| Future Cover Benefit | ||
| Nominated Beneficiaries | ||
| Recovery Increase Benefit | ||
| Guarantee of Upgrade | ||
| Additional Term and TPD* | ||
| Double Recovery Option* | ||
| Recovery Reinstatement Option | ||
| Child Recovery Option* | ||
| Waiver of Premium Option* | ||
| Interim Cover | ||
| Stepped and Level Premium Options | ||
| Cooling Off Period |
| Stand Alone Recovery (261KB) Stand Alone Recovery at a glance, plus explanations of the benefits and a case study. | | Child Recovery (191KB) Asteron’s Child Recovery Option provides you and your family financial protection in the form of a lump sum benefit. | Grief Support Service (332 KB) This service can help the life insured and their immediate family members come to terms with their reaction to grief. |
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