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 Business Expenses


Did you know?

If you believe running your own business is challenging at the best of times, imagine what it would be like if suddenly you had a serious sickness or injury that stopped you from doing the things that make your buiness successful.

How would you cover the salaries of the people you rely on to support you, the rent, equipment expenses, business insurances, interest on your loans and all those everyday business overheads such as electricity and cleaning? Not to mention the cost of a locum to keep the business going while you recover.
Having a strategy to keep your buiness going makes good financial sense. This is why we would like you to take a moment to consider Asteron's Business Expenses.

Business Expenses allows you to cover 100% of your allowable business expenses. This will ensure you can meet the day to day expenses of your business.

Also, if you die while this policy is in force, we currently offer a Grief Support Service to assist your immediate family members to come to terms with their reaction to grief which arises from your death.

Business Expenses provides you with worldwide, 24 hour a day cover.

The following is a summary of the benefits and options available.

For full details of the Business Expenses policy and to find out how you can apply, please refer to the current Asteron Life Insurance Product Disclosure Statement or contact a financial adviser

Severely DisabledElective Surgery Benefit
Partially DisabledPayments whilst Overseas
Allowable Business ExpensesPremium and Cover Suspension Benefit
Recurring DisabilityPremium Waiver Benefit
Locum CoverInterim Cover
Automatic Increase BenefitStepped and Level Option
Death Benefit Cooling Off Period



Business Expenses (624KB)
Stand Alone Recovery at a glance,
plus explanations of the benefits
and a case study.



Grief Support Service (332 KB)
This service can help the life insured and their
immediate family members come to terms
with their reaction to grief.



FAQ